Car insurance companies consider commercial auto insurance and personal car insurance to be 2 very different types of policies due to the differences in liability and risk. So unless you have a commercial policy or add an endorsement to your existing policy to specifically cover ridesharing you cant count on your personal policy for coverage.
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In the business of car insurance commercial insurance is intended to be used by small or large businesses.
Auto insurance car insurance ads. Coverage can be customized to fit your specific commercial auto insurance needs. Light and medium weight dump trucks. Progressives commercial auto policy is geared toward small business owners and offers liability and physical damage coverage for vehicles used for business including cars trucks commercial trailers and vans.
Commercial auto insurance is the insurance you need if your business uses any kind of vehicle from a small sedan to a construction vehicle. Personal policies are written with the average private citizen and their needs in mind while commercial policies are designed to address the unique needs and situations. Take care of business by entering your zip code and comparing commercial car insurance quotes now.
Rideshare driving falls into the latter category. Geico and more and more of their competitors have realized this and the result is a truck load of car insurance commercials that have nothing to do with car insurance. Regular cars and suvs.
For businesses that rely on their vehicles business car insurance or commercial truck insurance provides a safety net in cases of accidents involving equipment employees or third parties. If your business uses a car van or truck for commercial business purposes then you will need to purchase commercial car insurance. In most cases commercial auto insurance is required for your work vehicles.
Whether your business owns one car or a small fleet of trucks weve got the protection you need. Visalia california independent insurance agency offering auto car home motorcycle business and commercial umbrella insurance. Good thing the range of business rides that qualify for coverage is enough to make your head and rolodex spin.
With a metlife auto home linksm commercial auto policy youll receive affordable and hassle free insurance specifically tailored to your small business. Although geicos advertising strategy may seem a bit unorthodox to some purists but the numbers suggest that its working. Your personal auto insurance only covers your vehicles personal use not commercial activities that earn you money.
What commercial auto insurance covers.
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