Let me know if you want any clarifications or additions. Ive seen a lot of confusionquestions on this sub regarding car insurance.
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Higher deductibles will save you more money especially over the long run general rule.
Auto insurance deductible reddit. Below ive outlined the basic coverage types. All you need to ask yourself is this if your car is totaled can you afford to buy a new car. I was driving south bound traveling straight other driver facing north bound attempting to make a left hand turn to travel west bound.
So if you have a car accident or you get hit by a car while cycling or a pedestrian or have just about any other sort of incident where the car is a material factor in the injury. Make the deductible as high as you can as long as you can afford it. Even with a 1000 deductible can you afford to pay 1000 to get your car fixed if you are in an accident.
It is really up to you to weigh your choices and determine the best option for you and your family. At least 500 deductible on your auto preferably 1k. Your auto policy is broken down into different coverage types.
Help reddit app reddit coins reddit premium reddit gifts. It was a bicycle. Paraphrasing from the bogleheads guide to investing.
Medpay is a duplication of health insurance coverage but it may be useful if you have a high deductible health plan since it normally is primary coverage ahead of health insurance for incidents involving cars. Help reddit app reddit coins reddit premium reddit gifts. Said unless i have proof it wasnt a motor vehicle that it would be considered a collision and my deductible would be 500.
Picking your auto insurance deductible is a highly personal decision. The cheapest insurance is self insurance. Auto insurance not pursuing my deductible.
Save time money when searching for the best rated life home auto or health insurance online. I was involved in a crash. Renters can get away with 250 or 500 honestly.
While not all advice on reddit is solid there are plenty of redditors who know whats going on even when it comes to complex subjects like taxes and insurance. It depends on your personal comfort level and the amount of risk you are willing to take. Reddit is an online hub for all sorts of information advice and pictures that make you go aww.
I work for an insurance company and just wanted to share my knowledge with you all. 1000 deductible on car insurance. Easily compare insurance rates from top companies with only honest reviews on our website.
So i got security camera footage from apartment management. For homeowners insurance its best to go with at least 1k preferably 25k or even 5k.
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