Both coverage types can be confusing on. Anyway personal injury protection pip pays for any medical expenses you or your passengers incur as a result of an accident regardless of who caused the accident.

Pip Vs Medpay Insurance Coverage

August 2 2018when purchasing insurance it is easy to become confused by the litany of different coverage options that are offered by the insurance company.

Auto insurance medical payments vs personal injury protection. If it is required in your state however youre legally mandated to purchase a minimum amount. If you live in a state that does not subscribe to the no fault mind set med pay is the only option for minor bodily injury. Personal injury protection pip and medical payments coverage med pay.

Personal injury protection pip car insurance covers your medical bills if you or a passenger is injured in a car accident. While medical payments coverage is strictly intended to cover medical bills pip takes things a step further covering health costs and resulting lost wages for you and your passengers after an accident regardless of fault. While these coverages have some things in common they are different.

Additional expense coverage includes physical and occupational therapy and rehabilitation costs psychiatric expenses and other professional health services. There are pros and cons to each type of coverage and both are designed to provide some form of compensation in the event of physical injury in an accident. Personal injury protection is similar but distinct.

But there are three main differences between pip and medical payments coverage. Pip insurance is important to have even if it isnt mandated in your state. This blog post will explain the difference between two important but quite different types of coverage.

Insurance shoppers in states where no fault insurance options are available may be wondering if they need med pay or personal injury protection pip. Insurers take care of their own clients expenses regardless of who is at fault which helps accident victims pay for medical care promptly. Personal injury protection also provides coverage for medical expenses as the result of an accident.

Personal injury protection pip and medical payments medpay insurance pay for immediate and necessary medical services following a car accident that results in injury. Pip is available in no fault states. Personal injury protection pip and medical payments med pay are auto coverages that pay regardless of who is at fault in an accident.

However pip insurance covers more than med pay. Home health insurance pip vs. Unlike bodily injury liability insurance which covers damages to.

Here are some of the key differences. Like medical payments coverage personal injury protection pip helps pay for your or your passengers medical expenses after a car accident regardless of who caused the accident. When you select auto insurance coverage in texas you will also have the ability to choose personal injury protection pip coverage or medical payments med pay coverage.

It covers expenses like hospital stays surgery doctor visits and even lost wages and funeral expenses.

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